Welcome toNet rental Shenyang
About us | Add to Favorites | Contact us | 中文版
Formula of the credit that return a house can design action travel to add kind o
From;    Author:Stand originally

     although Central Bank room is borrowed new politics the interest rate level that did not pull open each bank apparently, but in commercial bank of small share-holding system already began to be borrowed in the room beg on the service change, partial bank is new roll out 5 kinds of rooms to borrow reimbursement way, the citizen is OK the economic condition according to oneself, design amount of reimbursement plan, reimbursement to wait by oneself.  

As we have learned, the reimbursement way that at present citizen room borrows basically is specified amount of every months of reimbursement the reimbursement of capital waiting for the forehead with degressive specified amount of every months of way of same reimbursement of principal and interest waiting for the forehead, reimbursement law. Enrol the reimbursement kind that adds newly all right this to have 5 kinds:     
    
Wait for the forehead to increase by degrees reimbursement law, differentiate reimbursement deadline for a certain number of time paragraph, every time paragraph inside lunar reimbursement specified amount is same, next time paragraph reimbursement specified amount secures amount to increase by degrees by.  

Wait for the forehead degressive reimbursement law, differentiate reimbursement deadline for a certain number of time paragraph, in every time paragraph inside lunar reimbursement specified amount is same, next time paragraph reimbursement specified amount secures amount to decrease successively by.  

On schedule law of repayment of capital of payment of interest, it is citizen and bank negotiate formulate reimbursement to plan, capital and accrual can be returned apart. Is loan principal 3 2 months, months still are returned 1 year? Is accrual to press a month to still be returned by season? Can discuss.  

Capital remands plan law, also talk things over by citizen and bank, every time capital reimbursement not less than 10 thousand yuan, twice reimbursement interval does not exceed 12 months, accrual can press a month or remand by the quarter.  

Expire to return way of principal and interest, namely one-time repay captital with interest  

Expert of bank conduct financial transactions expresses, at present each bank uses law of most reimbursement of principal and interest waiting for the forehead and method of reimbursement of capital waiting for the forehead, the mature family that stabilizes at income aptly. And wait for the forehead to give subtration, suit income is at present higher, but future is likely the crowd that income reduces; Wait for the forehead to increase by degrees the law suits income is at present average, but prospective income anticipates the herd that can increase gradually; On schedule law of repayment of capital of payment of interest, come to capital and accrual departure return, reimbursement time-interval is not a month, have bigger flexibility, suit income source not quite fixed, every time reimbursement is the money that should return every month, accumulate the crowd that a few months return together.
Previous12 Next